Home Buying USDC on Circle

Buying USDC on Circle

USDC stands for USD Coin. In short it’s a cryptocurrency that is backed fully by the US dollar. It doesn’t change in price unlike other cryptocurrencies. It works pretty simply, you wire funds to Circle, they automatically issue you USDC in the same amount you wired them. You withdraw your USDC and send to us. We credit your CardBazaar account and you get sweet savings on discounted gift cards. Withdrawals only cost $0.10 and the only fees you pay are your own bank fees.

The only down side is, when you send it to us, the credit to your Card Bazaar account isn’t instant. Since the technology is relatively new, we have to manually approve every deposit.


Works really great for individuals / businesses who have US bank accounts but are not US citizens or live in the US. Also works with international banks as well.

Supported countries: Andorra, Angola, Anguilla, Australia, Austria, Azerbaijan, Belgium, Benin, Bermuda, Bulgaria, Burkina Faso, Cambodia, Cameroon, Canada, Cayman Islands, Chad, Chile,  Denmark, Estonia, Finland, France, Germany,  Gibraltar, Greece, Guam, Guatemala, Guernsey, Holy See (Vatican City State), Hong Kong, Hungary, Iceland, Indonesia, Ireland, Isle of Man, Israel, Italy, Japan, Jersey, Jordan, Kenya, Republic of Korea,  Lithuania, Luxembourg, Madagascar, Malawi, Malta, Mexico, Monaco, Mozambique, Netherlands, New Zealand, Niger, Norway, Peru, Philippines, Poland, Portugal, Puerto Rico, Romania, San Marino, Senegal, Singapore, Slovakia, Slovenia, South Africa, Spain, Sweden, Switzerland, Taiwan, Tanzania, Thailand, Turkey, United Arab Emirates, United Kingdom, United States (excluding HI, NY, MN), Uzbekistan, Vietnam, British Virgin Islands,  U.S. Virgin Islands.


When signing up, mention that you or your business are interested in investing in crypto currency or using crypto to get additional savings with popular retailers.


 1. Get started here:


2. Create your account and sign up here:


Individual accounts

Institutional accounts


3. Verify your phone and email address: provide a phone number and verify it via 2FA, and verify the email address you provided during account creation.

4. Provide KYC information and verify your identity: Know Your Customer (KYC) requirements require that Circle gather information from you, and verify that you are who you say you are.

5. Linking a bank account: in order to tokenize fiat currency into USDC and redeem USDC for fiat currency Circle will need to know about the bank account you will be using. Enter the information when prompted.

Please allow 1 - 4 business days for circle to verify your account.

How to tokenize USD?

In order to tokenize fiat currency into USDC, you need to wire USD to our bank account. Once we have reviewed and approved this transaction, and ensured it is within your weekly tokenization limit, we will mint the corresponding USDC tokens and credit them to your account. This will also enable your bank account for receiving the proceeds of redeeming USDC.
Please note the importance of including your Reference in your bank transfer. Without it we will not be able to process your transaction.

  1. Go to “Tokenize USD”
  2. Select the bank account you want to deposit from, indicate the amount you wish to deposit, and click “Continue”
  3. Note down your unique reference (e.g. CIRXXXXXXX). This is specific to the bank account you selected, and must be attached as a memo / reference
  4. Contact your bank with the wire instructions detailed on screen.
  5. Once again, please note the importance of including your Reference in your bank transfer. Without it Circle will not be able to process your transaction and funds will be returned to sender.

When your Circle Account has been funded. Please email us and we’ll provide you a withdrawal address to deposit funds too.

Please email us should you have any questions.